Sunscreen can range in price from $5 to $40 a bottle, but did you know you can actually get your money back under a lot of health care plans?
Sunscreen is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).
Any over-the-counter broad-spectrum sunscreen with SPF 15 protection or above is eligible.
That includes moisturizers with SPF protection at that level.
Baby sunscreen is also typically eligible for reimbursement.
Before spending any money, you’ll want to verify your purchase is covered.
You can find a full list of what’s available at the FSAstore.com and on your insurer’s website.
If you have a prescription sunscreen, you’ll want to double-check with your insurer to see what qualifies.
MORE: Sunscreen eligibility for HSA
Here’s something to remember when enrolling in a health care plan: While sunscreen is eligible for reimbursement with FSA, HSA and HRA plans, they are NOT eligible for reimbursement under dependent care flexible spending accounts or limited care flexible spending accounts.
The federal government has extended the open enrollment period through Aug. 15 because of the pandemic.
If you’ve already bought sunscreen for the season, save your receipt. You can file it away to make a claim with your insurer later.
Going beyond sunscreen, prescription sunglasses that block UVA and UVB rays are also eligible.
If you end up with a burn, aloe vera creams and ointments may also qualify.