ATLANTIC BEACH, Fla. – The nonprofit organization Beaches Habitat for Humanity will begin accepting applications from people interested in owning a home in the upcoming affordable housing community in Atlantic Beach.
The community Coastal Haven on Mayport Road will include 44 townhomes.
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The four-acre lot took years to put together because the organization needed to buy it one parcel at a time. It officially broke ground in late June.
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To be considered as an applicant for these new homes, people must complete a pre-questionnaire to determine their eligibility. If eligible, candidates will be entered into a randomized drawing to determine the order in which they will receive an application.
To be eligible, candidates must:
- Live or work within Beaches Habitat’s service area, east of St. Johns Bluff Road, for at least one year
- Be a US citizen or legal permanent resident
- Be a first-time homebuyer defined by the Department of Housing and Urban Development (HUD) as not having owned a home in the past three (3) years
- Currently live in substandard housing, which can include overcrowded, subsidized, or unaffordable housing
- Provide proof of at least one year of steady income
- Have a credit score of 640 or higher, with no charge-offs, no unsatisfied public records, and no bankruptcies within the last four (4) years
- Be able to make a $1,000 down payment
- Meet the income requirements based on HUD’s 2024 Income Limits, effective April 1, 2024
Those interested in applying can sign up to receive an emailed pre-questionnaire through this website.
Pre-questionnaires will also be available at the Beaches Habitat office, located at 797 Mayport Road in Atlantic Beach at 9 a.m. on Friday, July 26.
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For more information please visit this website or contact Joyce Freeman, Family Services Director at 904-595-5797.