Christmas is fast approaching, but there’s one unexpected gift homeowners might unwrap early this season: lower property insurance premiums.

72% of local apartment complexes are owned by corporate investment firms

More than 12 million Americans spend at least half of their paycheck on rent. And new data shows housing prices in 99 percent of U.S. counties are unaffordable for the average wage earner. That’s why first-time home buyers are turning to friends to make their first big purchase.

In a step toward tackling affordable housing and homelessness in Duval County, the Jacksonville City Council approved an ordinance allocating $1 million from the city’s contingency fund to support affordable housing projects.

A Navy veteran who went from making six figures to being homeless for nine years finally has a new home thanks to a Jacksonville nonprofit.

There is a housing crisis in America, and it includes a significant racial disparity in mortgage access, according to studies done by a group called Reinvestment Fund.

A local nonprofit known for developing “high-quality” affordable housing announced Tuesday that it has partnered with Jacksonville to house 25 “unsheltered chronically homeless citizens” as part of a pilot program that current and former members of the city’s government created.

For most Americans, it is the biggest purchase they’ll ever make in their lives. However, owning a home might feel like a goal that is out of financial reach for some.

The average rate on a 30-year mortgage in the U.S. slipped this week to its lowest level in two years, boosting home shoppers’ purchasing power as they navigate a housing market with prices near all-time highs.

With the 2024 election season in full swing, News4JAX is looking at the role that financial uncertainty is playing in the sluggish real estate market in North Florida.

Florida’s Chief Financial Officer Jimmy Patronis is issuing a warning to homeowners about ongoing roofing scams that are costing property owners thousands of dollars each year.

A report from the Florida Housing Coalition found that at least 2.4 million Florida families are “cost-burdened,” meaning that more than 30% of their income is spent on just rent and utilities.

The former Deputy Chief Financial Officer of the Jacksonville Housing Authority (JHA) was arrested Wednesday and accused of using prepaid cards that were meant for residents.

Housing costs are a major focus for both Republicans and Democrats in the 2024 election as affordability is becoming a major issue for voters.

A proposed plan to tear down a YMCA campus in a Jacksonville neighborhood to make way for an affordable housing complex is getting some pushback from area residents.

An ambitious affordable housing initiative aimed at creating a potential 1,000 new rental units in Jacksonville has encountered yet another setback.

A proposed plan to tear down a YMCA campus in a Jacksonville neighborhood to make way for an affordable housing complex is getting some pushback from area residents.

Ability Housing, a Jacksonville-based nonprofit developer of affordable housing, announced Wednesday the launch of a fund that will help boost its work in Northeast and Central Florida.

An apartment construction boom in Duval County is giving renters more options and better deals.

Habitat for Humanity of Jacksonville (HabiJax) is appealing to the mayor and city council members to secure more donated land through the city’s Property Surplus Donation Program.

Mortgage rates hit a 15-month low this week, according to Freddie Mac, with the average rate for a 30-year fixed-rate mortgage dropping to 6.47%.

Every metric in the Northeast Florida Association of Realtors (NEFAR) market statistics report for July shows the housing market shifting towards a balanced market.

The News4JAX I-TEAM has been digging deeper into who got free land from the city in 2019 and what they did with it.

Most people dream of buying a home, but with inflation and high mortgage rates this dream seems to fade away for some.

Residents at Portside at the Beaches, a manufactured home community, are fighting against a lot rent increase

Six Florida cities made the Top 10 for the best cities for first-time homebuyers in 2024.

The failure of the City of Jacksonville’s Surplus Property Donation Program is raising a lot of questions.

A report from the Office of the Inspector General (OIG) revealed that the city of Jacksonville has been giving away free land to people in an effort to build more affordable housing. However, since 2019, they failed to hold the land recipients accountable.

A small portion of Jacksonville Mayor Donna Deegan’s $1.9 billion budget proposal presentation that she made in front of city council Monday morning includes $10 million to address homelessness in the city.

The nonprofit organization Beaches Habitat for Humanity will begin accepting applications from people interested in owning a home in the upcoming affordable housing community in Atlantic Beach.

There are two new options for people looking for an affordable place to stay in Jacksonville.

A senior official with the U.S. Department of Housing and Urban Development is visiting Jacksonville on Wednesday to join Mayor Donna Deegan and the Jacksonville Housing Authority for a funding announcement.

Adjustable-rate mortgages were a risk that hundreds of thousands of people took in 2019 just before the Coronavirus pandemic when the U.S. saw the lowest 30-year mortgage rates in history.

In April, the Jacksonville City Council passed Ordinance 2021-0253, which approved $200,000 to invest in revitalization and development in Durkeeville.

In April, the Jacksonville City Council passed Ordinance 2021-0253, which approved $200,000 to invest in revitalization and development in Durkeeville.

In April, the Jacksonville City Council passed Ordinance 2021-0253, which approved $200,000 to invest in revitalization and development in Durkeeville.

The nonprofit organization Beaches Habitat for Humanity broke ground on a new affordable housing community that will include 44 townhomes in Atlantic Beach.

Florida is one of the most attractive states for investors because of weak tenant-protection laws, a recent study found.

A high number of evictions is exacerbating Jacksonville’s affordable housing crisis.

In downtown Atlanta, shipping containers have been transformed into an oasis for dozens of previously unsheltered people who now proudly call a former parking lot home.

Floridians are in the midst of hurricane season and a property insurance crisis.

Anchored Tiny Homes is one of the first small home builders in the city and offers units as low as $75,000.

A special home dedication celebration was held Friday morning in Murray Hill for a woman who thought she would never be able to buy a house.

Some assisted living facilities and nursing homes have been forced to close due to escalating operating costs tied to Florida’s skyrocketing property insurance rates, according to data from Bloomberg.

Florida’s Office of Insurance has stated the average homeowner’s property insurance premium in the market is approximately $3,600, but other insurance data experts report higher premiums.

More than a third of Northeast Florida households continue to struggle to make ends meet.

There’s a new approach to help address the ongoing affordable housing crisis in St. Johns County and it focuses on filling the gap known as “The Missing Middle.”

Sales of previously occupied U.S. homes sank last month, pushed down by high mortgage rates and rising prices.

Florida has nine of the most overpriced housing markets in the country and Jacksonville is in the Top 25, according to researchers at two state universities.

Help wanted signs or closed signs are not hard to find in St. Augustine, Fla. The reason why can be traced back to something that is hard to find – affordable housing.

The not-for-profit multifamily rental housing developer, Ability Housing, broke ground on a new affordable housing complex off Harlow Boulevard and 103rd Monday morning.

DeSantis previously said he wanted a special session to address immigration issues, but another issue that is on the minds of many Floridians is what some are calling a “property insurance crisis.”

DeSantis previously said he wanted a special session to address immigration issues, but another issue that is on the minds of many Floridians is what some are calling a “property insurance crisis.”

The St. Johns County Board of County Commissioners on Tuesday unanimously voted against a proposal to bring nearly 300 affordable apartments to Northwest St. Johns County.

The St. Johns County Board of County Commissioners on Tuesday unanimously voted against a proposal to bring nearly 300 affordable apartments to Northwest St. Johns County.

A proposal to bring nearly 300 affordable apartments to Northwest St. Johns County goes to a vote before the Board of County Commissioners on Tuesday.

A state program that helps homeowners lower their insurance premiums is expanding.

Florida Gov. Ron DeSantis on Wednesday signed legislation to fund and improve the My Safe Florida Home (MSFH) program.

Property insurance affordability continues to be a hot topic of discussion for Floridians.

St. Johns County is adding another affordable housing option to its neighborhood.

One in three Floridians who get dropped by their homeowner’s insurance company have moved or plan to move somewhere else.

The State of Georgia announced this week the launch of the Georgia Dream Peach Plus loan program.

Spring is a hot time to sell your home. Jacksonville has one of the healthiest housing markets in the country.

Three Florida property insurance companies have either announced a reduction in their rates or the desire to pass some relief on to homeowners.

A report released by the Northeast Florida Association of Realtors came with equal doses of good news and bad news.

Jacksonville city officials will be joined by philanthropic and private sector partners on Wednesday for an announcement on funding for affordable housing.

Are you discriminated against? Are you discriminated against because of the amount of money you make because of your race because of your sexuality? These are things that Jacksonville Area Legal Aid is trying to change.

We found one company that took a hotel that used to be full of issues, like drugs and shootings, and completely turned it around.

The Jacksonville Human Rights Commission held a fair housing expo where people learned about affordable housing through workshops and panel discussions with experts.

Housing is a major concern in Jacksonville, with a lack of affordable housing and issues around fair housing.

New research shows that home prices have increased two times faster than inflation since 2013. It’s a big reason why many Americans can’t afford a home in 2024.

According to Zillow, the South Florida housing market is on fire.

One million people in Florida spend more than 50% of their income on housing. That’s according to the Florida Policy Project, which calls housing affordability in the state a “crisis.”

A Fort Lauderdale-based real estate group has purchased two Jacksonville properties and renamed them.

Home prices shot up in February and sales increased which made the possibility of buying a home even less affordable in Northeast Florida, according to a report released Monday by the Northeast Florida Association Realtors (NEFAR).

More affordable housing is coming to the beaches thanks to a local non-profit organization.

The city of Jacksonville announced the launch of a down payment assistance program Thursday.

What is affordable when it comes to housing? The back log of people that need a place to live is growing and while Jacksonville is working on solutions -- is the progress meeting the need?

A major renovation project is happening at two troubled Eastside complexes and it could help about 100 families living in affordable housing in Jacksonville.

The first day of spring isn't technically until next month, but we're already entering the spring home buying and selling season.

Owners at a Jacksonville condo complex are stressed because they were recently told they need to pay up to $13,000 for improvements by this summer.

A proposed affordable housing complex on the Northside was met with hours of opposition from concerned residents after the Land Use and Zoning Committee voted to approve the rezoning on Tuesday.

The proposed legislation would force cities to take action, and with help from the state, supply more places for those in need.

Florida Gov. Ron DeSantis on Monday said he supports a proposed Florida bill that could potentially restrict people without homes from sleeping in public buildings and on public property without a permit.

Jacksonville City Councilman Reggie Gaffney Jr. will meet Thursday with Northside residents who are concerned about a plan to bring an affordable housing apartment complex to their neighborhood.

Jacksonville Housing Authority CEO Dwayne Alexander on Monday submitted his resignation letter more than a month after he came under fire following the release of a city investigation into the agency.

The study found a scarcity of affordable housing to this date, but there is a glimmer of hope for Northeast Florida.

Florida lawmakers and Jacksonville-area residents are calling on Gov. Ron DeSantis to do more to address what economists call an “affordable housing crisis.”

As of last week, there were 162,991 applications on waiting lists for low income and affordable housing in Jacksonville, according to the Jacksonville Housing Authority. Families can spend years on those lists, waiting for relief.

It is no secret that affordable housing is one of the biggest problems Floridians are currently facing. In fact, it is now being called -- a “crisis.”

Georgia Gov. Brian Kemp will deliver his State of the State address on Thursday, January 11, and is expected to address teacher pay raises, affordable housing and scholarship opportunities.

Dozens of affordable apartment units are soon coming to St. Augustine, an area in desperate need of more affordable housing.

Building more affordable housing in St. Johns County is a top priority for 2024.

A relatively new nonprofit is developing some of Jacksonville’s most challenged neighborhoods and is making progress one property at a time.

Mayo Clinic is making a major investment in healthcare for an underserved area of Jacksonville.

New findings from an anticipated Jacksonville Inspector General Report show wasteful expenditure of government funds.

A single mother waiting for housing assistance calls the lack of affordable housing in Jacksonville a crisis.

More than 7,400 St. Johns County residents who work in education, healthcare and law enforcement are unable to afford a home in the county, according to a study presented on Tuesday to the St. Johns County Board of Commissioners.

Board members said they had concerns over the lack of communication and transparency from JHA and one board member questioned Alexander’s judgment in leading the agency.

As the Jacksonville Housing Authority (JHA) is being investigated by the city, more community members are coming forward with concerns about the long wait for help.