INSIDER
If someone says you missed jury duty and need to pay a fine now over the phone, it’s a scam!
Read full article: If someone says you missed jury duty and need to pay a fine now over the phone, it’s a scam!Missing jury duty can come with real consequences. You could face a fine, go to court, or even get arrested. Scammers take advantage of that to get your money or sensitive information. But their story is a lie.
Beware of scammers impersonating airline customer service representatives, FTC warns
Read full article: Beware of scammers impersonating airline customer service representatives, FTC warnsMost people can probably agree that there are few things more frustrating than airline delays or cancellations that leave you stranded at the airport.
Feds warn cannabis sellers to stop using packaging that looks like food popular with children
Read full article: Feds warn cannabis sellers to stop using packaging that looks like food popular with childrenThe FTC and FDA are calling out five sellers of edible cannabis products using packaging that imitates foods popular with kids.
That call about fraud activity on your bank card might be a scam, FTC warns
Read full article: That call about fraud activity on your bank card might be a scam, FTC warnsDid someone supposedly spot fraud or criminal activity on one of your accounts? Did they offer to help “protect” your money by moving it from your bank, investment, or retirement account? It's a scam, warned the FTC.
That letter about a long-lost relative’s life insurance policy or inheritance might be tempting — but it’s a scam!
Read full article: That letter about a long-lost relative’s life insurance policy or inheritance might be tempting — but it’s a scam!People are getting letters in the mail from a law firm saying that one of their clients has died and they’re looking for the heir. It's a scam, the FTC warns.
Did your favorite celebrity really endorse that product? Maybe not
Read full article: Did your favorite celebrity really endorse that product? Maybe notBefore you spend money on that celebrity-endorsed premium cookware, weight loss product, or can’t-miss money-making opportunity, pause. Take a breath. Are you sure a celebrity or influencer is really endorsing that product or program?
Brand name product for a low, low price? Think twice, the FTC says
Read full article: Brand name product for a low, low price? Think twice, the FTC saysSocial media feeds are flooded with ads offering steep discounts on brand-name products, including luxury items. But are these offers real or a scam?
Experts say 1 in 4 people will fall victim to travel scams this summer. Here’s how to prevent that
Read full article: Experts say 1 in 4 people will fall victim to travel scams this summer. Here’s how to prevent thatNew data from the cybersecurity company McAfee predicted one in four people will fall victim to travel scams this summer.
Do you really own the digital items you paid for?
Read full article: Do you really own the digital items you paid for?Have you ever bought a video game, e-book, song, or movie to enjoy on one of your devices, whether it be a gaming console, tablet, or phone? If so, you might think that you’ll always have access to these things. But you might not — here’s why.
Warning from FTC about mystery shopping, (fake) checks & gift cards
Read full article: Warning from FTC about mystery shopping, (fake) checks & gift cardsIf you’re looking for a new job, getting paid to shop might sound like a dream. But while some mystery shopping jobs are legitimate, many aren’t. So how do you spot the scams?
When can consumers sue if personal data is released in a cyberattack? A Jacksonville lawyer explains
Read full article: When can consumers sue if personal data is released in a cyberattack? A Jacksonville lawyer explainsThe News4JAX I-TEAM found out what Florida law requires to do after a breach and if you can hold them legally liable for negligence for not adequately protecting your data following a ransomware attack at Beaches Energy in Jacksonville Beach.
FTC report suggests high grocery bills likely due to ‘greedflation’ caused by big corporations
Read full article: FTC report suggests high grocery bills likely due to ‘greedflation’ caused by big corporationsA new report from the Federal Trade Commission suggests grocery giants used inflation and supply chain disruptions during the pandemic to drive their profits and keep raising prices.
What the FTC wants you to know before you click on a ‘free’ computer security scan
Read full article: What the FTC wants you to know before you click on a ‘free’ computer security scanScammers are impersonating well-known companies and scaring you into paying to fix computer problems that might not exist, the Federal Trade Commission warns.
Pause before you jump on spring break travel deals to make sure it’s not a scam, FTC warns
Read full article: Pause before you jump on spring break travel deals to make sure it’s not a scam, FTC warnsWhen you’re planning a trip, you might be tempted to jump on an offer for a great deal. Unfortunately, scammers sometimes hide behind those offers.
QR code warning: How the handy codes can be used by scammers
Read full article: QR code warning: How the handy codes can be used by scammersMore than 94 million Americans will use their phones to scan a QR code this year. However, the Federal Trade Commission has issued a new warning about these handy codes.
Be aware: Imposters posing as government workers, targeting small business owners, FTC says
Read full article: Be aware: Imposters posing as government workers, targeting small business owners, FTC saysScammers are targeting small business owners and we want to make sure you can spot the lies, so you don’t get ripped off.
Highest losses ever reported to FTC in 2023. Here are the top scams of the year
Read full article: Highest losses ever reported to FTC in 2023. Here are the top scams of the yearThe Federal Trade Commission's Data Book shows that people who reported scams to the FTC lost $10 billion in 2023, the highest losses ever reported to the agency.
The FTC wants to hear from you about children’s online privacy
Read full article: The FTC wants to hear from you about children’s online privacyThe FTC wants to hear from you about the protections the agency is considering when it comes to what information websites can collect from children and how they use and share that information.
FTC: 3 ways to spot rip-offs while you’re last-minute shopping
Read full article: FTC: 3 ways to spot rip-offs while you’re last-minute shoppingScammers are impersonating real companies in ads on Facebook, TikTok, and other social media platforms. So, how do you navigate past the fakes without passing up the real bargains?
Struggling to make car payments? Here’s what to do
Read full article: Struggling to make car payments? Here’s what to doUnexpected life events, like a job loss or drop in income, may affect your ability to pay your bills, including car payments. The FTC has advice for what to do if you get behind on payments.
STOP: Before you approve that friend request, make sure it’s not from a scammer
Read full article: STOP: Before you approve that friend request, make sure it’s not from a scammerSince 2021, people have reported losing $2.7 billion to scams that started on social media — way more than with any other contact method, the FTC says.
How some gift card companies are helping stop scammers and get your money back
Read full article: How some gift card companies are helping stop scammers and get your money backBut now, some gift card companies are flagging fraudulent transactions and freezing stolen gift card money so that scammers can’t get it. And those gift card companies want to give that money back.
If you use payment apps like Venmo, CashApp or Zelle, federal scam experts want you to read this
Read full article: If you use payment apps like Venmo, CashApp or Zelle, federal scam experts want you to read thisApps like Venmo, CashApp, or Zelle make it easy to send money fast to friends or family. But what happens when it’s a scammer on the other end?
FTC: Scammers impersonating delivery service support to rip off drivers and restaurants
Read full article: FTC: Scammers impersonating delivery service support to rip off drivers and restaurantsScammers aren't just targeting customers -- they've got their sights set on delivery drivers and restaurants, too.
What the experts want you to know about Medicaid and scams
Read full article: What the experts want you to know about Medicaid and scamsWith the phase out of a pandemic requirement to keep people enrolled in Medicaid, those who need Medicaid now have to re-enroll. If they’re not eligible for Medicaid, they need to find new insurance. And that means scammers will start targeting those people — including people with disabilities.
FDA, FTC tell sellers of edible Delta 8 to stop marketing products to young children
Read full article: FDA, FTC tell sellers of edible Delta 8 to stop marketing products to young childrenThe FTC and FDA are sending cease and desist letters to sellers of edible Delta 8 products and telling them to stop marketing products that may entice young children.
FTC: Are companies keeping people’s sensitive DNA information private?
Read full article: FTC: Are companies keeping people’s sensitive DNA information private?Can you trust a company when it promises to keep your sensitive DNA data private? If you’re considering using a DNA testing service, here are some things the Federal Trade Commission says you should consider.
Too techy to be scammed? Not so much. How to scamproof vulnerable young people
Read full article: Too techy to be scammed? Not so much. How to scamproof vulnerable young peopleAccording to data from the FTC, people in their 20s reported losing money to fraud at a higher rate than people in their 70s.
FTC warns advertisers to live up to their health claims
Read full article: FTC warns advertisers to live up to their health claimsNearly 700 marketing companies are on the chopping block after the Federal Trade Commission issued a warning saying they will not hesitate to use their authority to target companies whose products don't match their claims.
What to know if you’re getting unwanted calls about extended auto warranties
Read full article: What to know if you’re getting unwanted calls about extended auto warrantiesAfter announcing a settlement in a case against American Vehicle Protection, the Federal Trade Commission offered consumers some important advice if they're receiving unwanted calls about extended auto warranties.
Is your eye doctor violating the Contact Lens Rule?
Read full article: Is your eye doctor violating the Contact Lens Rule?The Federal Trade Commission said it recently sent 24 cease and desist letters to eye doctors after getting reports they may have violated the Contact Lens Rule by ignoring important rights of patients.
Are you a former AT&T unlimited data plan customer? You might be eligible for a refund, the FTC says
Read full article: Are you a former AT&T unlimited data plan customer? You might be eligible for a refund, the FTC saysThe Federal Trade Commission on Thursday announced a new claims process to return money to thousands of former AT&T customers as a result of a $60 million settlement with AT&T.
Shopping for a used car? Here are some tips to avoid buying a flood-damaged vehicle
Read full article: Shopping for a used car? Here are some tips to avoid buying a flood-damaged vehicleFollowing hurricanes Ian and Nicole, the Federal Trade Commission is warning potential buyers of how to steer clear of a flood-damaged car.
Tried to cancel a service but couldn’t? FTC shares steps to take
Read full article: Tried to cancel a service but couldn’t? FTC shares steps to takeHave you ever been unhappy with a service — like your phone or Internet — and tried to cancel it? But, when you tried, you found it difficult or nearly impossible?
FTC orders Credit Karma to halt deceptive ‘pre-approved’ credit offers
Read full article: FTC orders Credit Karma to halt deceptive ‘pre-approved’ credit offersThe Federal Trade Commission has filed a lawsuit that alleges the website “Credit Karma” deceived people by falsely claiming that they had been “pre-approved” or had “90% odds” of approval for credit cards or loans.
Student loan relief means opportunity for scammers to take advantage
Read full article: Student loan relief means opportunity for scammers to take advantageAfter President Biden announced his plan for student loan relief Wednesday, the Federal Trade Commission (FTC) is warning consumers about potential scams.
Don’t be fooled: The new tech-savvy pickpocket
Read full article: Don’t be fooled: The new tech-savvy pickpocket“I received a notification from my bank that said your Venmo transaction of $1,800 has been approved right after that. It said your Venmo of $2,000 has been approved 3,800 total.” Frasier recalls.
Consumers lost about $770M to social media scams in 2021, FTC says
Read full article: Consumers lost about $770M to social media scams in 2021, FTC saysConsumers in 2021 reported losing about $770 million to fraud initiated on social media—about one-fourth of all reported fraud losses for the year and an 18-fold increase from 2017, according to the Federal Trade Commission’s latest Consumer Protection Data Spotlight.
FTC warns 25 companies to stop making claims that their products prevent or treat COVID
Read full article: FTC warns 25 companies to stop making claims that their products prevent or treat COVIDThe Federal Trade Commission is demanding 25 companies stop promising you products that prevent or treat COVID-19.
Did you get billed for an SBA loan you didn’t apply for? Here’s what to do
Read full article: Did you get billed for an SBA loan you didn’t apply for? Here’s what to doDid you get a bill for a Small Business Administration (SBA) loan, but you didn’t apply for one? It’s possible that an identity thief applied for the loan using your personal or business information. The SBA has new guidance about reporting the fraud, and the FTC has tips to help you clear up any credit problems it may cause. The SBA’s Office of Disaster Assistance has been issuing the loans under its COVID-19 Economic Injury Disaster Loan (EIDL) program. Keep these invoices until the SBA has finished reviewing your identity theft report.
FTC cracks down on ticket bots that leave you out in the cold
Read full article: FTC cracks down on ticket bots that leave you out in the coldThink back, if you can, to the last time you tried to buy tickets online to go to a concert, a game, or a play. Ticket bots may also be a factor. They also might use bots to cheat the ticketing system and bypass ticket limits or to buy tickets using fake names and addresses. Congress passed the Better Online Ticket Sales (BOTS) Act to address these problems. The Federal Trade Commission settled three cases with companies that violated the BOTS Act.
Non-filers should expect a letter about their stimulus check, FTC says
Read full article: Non-filers should expect a letter about their stimulus check, FTC saysYou might be one of the nine million people getting a letter from the IRS letting you know how to register on their website to claim your payment by Oct. 15, 2020. If you get this letter from the IRS, it’s legit. Go only to the IRS’s real website at IRS.gov/EIP or call them directly at 800-919-9835 to register to claim your payment. But if someone claiming to be from the IRS calls, emails or texts about helping you get your stimulus payment, that person is running a government imposter scam on you. And be sure to tell the FTC if someone pretending to be from the government contacts you.
FTC warns consumers of bogus credit card interest rate reduction offers
Read full article: FTC warns consumers of bogus credit card interest rate reduction offersFinding ways to lower those bills -- sometimes by simply calling your credit card company directly and asking for a lower rate -- can save you lots of cash. So what about those companies that call with a guaranteed credit card interest rate reduction offer (for a small fee) and a promise to save you thousands of dollars? Their goal, says the FTC, was to sell a bogus credit card interest rate reduction service. Heres how to protect yourself from this type of scam:The best way to get a lower credit card interest rate is to do it yourself for free. Did you spot a credit card interest rate reduction scam, or get a robocall?
FTC: Is a scammer getting unemployment benefits in your name?
Read full article: FTC: Is a scammer getting unemployment benefits in your name?People learn about the fraud when they get a notice from their state unemployment benefits office or their employer about their supposed application for benefits. Report the fraud to your state unemployment benefits agency. These include placing a free, one-year fraud alert on your credit, getting your free credit reports, and closing any fraudulent accounts opened in your name. These include placing a free, one-year fraud alert on your credit, getting your free credit reports, and closing any fraudulent accounts opened in your name. If you get benefits you never applied for, report it to your state unemployment agency and ask for instructions.
FTC warns of COVID-19 scams targeting college students
Read full article: FTC warns of COVID-19 scams targeting college studentsHey college students: Even though you’re likely far from campus, scammers are still trying to find you, the Federal Trade Commission warns. Maybe you or your friends have gotten an email claiming to be from the “Financial Department” of your university. Don’t click on a link. Don’t click on a link. While some phishing emails look completely legit, bad grammar and spelling can be a tip-off to phishing.
Advice for finding a furry friend in the era of COVID-19
Read full article: Advice for finding a furry friend in the era of COVID-19Most legitimate shelters and rescue leagues post their adoption fees online and they wont ask you to pay additional unexpected fees. If you stick with a local organization, you may not have to pay until you pick up your new pet. Most legitimate shelters and rescue leagues post their adoption fees online and they wont ask you to pay additional unexpected fees. Then research the seller online. Then research the seller online.
FTC: Credit reports are now free every week
Read full article: FTC: Credit reports are now free every weekThats why the three national credit reporting agencies are giving people weekly access to monitor their credit report -- for free. Your credit report has information about your credit history and payment history -- information that lenders, creditors, and other businesses use when giving you loans or credit. Thats because everyone is eligible to get free weekly credit reports from the three national credit reporting agencies: Equifax, Experian, and Transunion. The credit reporting agencies are making these reports free for the next year. Notify the credit reporting agencies directly.
FTC warns of COVID-19 contact tracing text message scams
Read full article: FTC warns of COVID-19 contact tracing text message scamsPeople who had contact with someone infected with COVID-19 may first get a text message from the health department, telling them theyll get a call from a specific number. But scammers, pretending to be contact tracers and taking advantage of how the process works, are also sending text messages. Unlike a legitimate text message from a health department, which only wants to let you know theyll be calling, this message includes a link to click. There are several ways you can filter unwanted text messages or stop them before they reach you. Your wireless provider may have a tool or service that lets you block text messages.
How to avoid scams while applying for small business loan
Read full article: How to avoid scams while applying for small business loanBut, while you’re focused on getting a loan, scammers may be focused on you: hoping to trick you into giving them sensitive business information, like your bank account numbers, employees’ Social Security numbers, and even your money. Here are some “dos” and “don’ts” to help you stay clear of scammers as you apply for a small business loan. You don’t have to pay up front to get an SBA loan. The SBA won’t call unsolicited to find out information about you or your business, or to ask you to apply for a loan. It’s a The SBA won’t call unsolicited to find out information about you or your business, or to ask you to apply for a loan.
Spot hoaxes by playing FTC Scam Bingo
Read full article: Spot hoaxes by playing FTC Scam BingoThat’s why the FTC rolled out a fun, new way to help you spot scammers: scam bingo. The FTC wants you to share your bingo card on social media, so when you get a call from a scammer, you can recognize something sounds fishy and spread the word to help protect others in your community. And, when you have bingo, share it with the FTC on Facebook or Twitter, and with News4Jax. Even if you don’t play the game, the FTC asks you to report scams at ftc.gov/complaint. And remember, if you get a call or email offer that sounds too good to be true, it probably is.
Crooks will try to cash in on coronavirus fears, feds warn
Read full article: Crooks will try to cash in on coronavirus fears, feds warnJACKSONVILLE, Fla. – The new coronavirus has infected more than 40,000 people globally and killed over 900. Now, the U.S. government is concerned about scammers who want to take advantage of fears surrounding the virus. According to the FTC, the emails and posts may contain fake information about cases in your neighborhood or they may ask you to donate to patients. Here are some tips to protect yourself:If you receive any suspicious emails, phone calls or text messages about the coronavirus, report them to the FTC at ftc.gov/complaint. As of Monday, according to the Office of Attorney General Ashley Moody, there have been no local coronavirus scams.
2020 Census: Fact vs. Fiction
Read full article: 2020 Census: Fact vs. FictionThe Federal Trade Commission is partnering with the U.S. Census Bureau to help you guard against potential census scams. The ProcessIn mid-March 2020, the Census Bureau will start mailing out (and, in some areas, hand delivering) invitations to participate in the 2020 Census. Starting in May 2020, census takers will start visiting homes that haven’t responded to make sure everyone is counted. If you aren’t home or can’t come to the door, the census taker will come back up to six times. For the full list of questions on the 2020 Census, visit Questions Asked.