As the calendar changes to 2025, you might be thinking about how to approach your relationship with money in the new year.

The Federal Reserve’s third interest rate cut of the year will likely have consequences for debt, savings, auto loans, mortgages and other forms of borrowing by consumers and businesses.

The average taxpayer is getting a $2,852 refund, $75 more than last year.

But it's impossible to know if the Apple Card -- or any other credit card -- discriminates against women, because creditworthiness algorithms are notoriously opaque. The New York Department of Financial Services is looking into the allegations of gender discrimination against users of the Apple Card. "As with any other individual credit card, your application is evaluated independently," the spokesperson said. Based on these factors, it is possible for two family members to receive significantly different credit decisions, the company said. "DFS is troubled to learn of potential discriminatory treatment in regards to credit limit decisions reportedly made by an algorithm of Apple Card, issued by Goldman Sachs."