JACKSONVILLE, Fla. – As small business owners scramble to keep their doors open, there’s at least one option on the table that could help keep them afloat. In other words, small business owners who follow the program’s rules will not be required to pay all of it back down the road. "I spend more time with these girls than anyone in my life.”The majority of her clients are other small businesses. Fagien has savings, but she said with as small and as new of a business like her business, she can only make it work for so long. She said she feels like she’s getting the short end of the stick as a really small business, dealing with a bigger bank.