A strong year for initial public offerings on Wall Street has fizzled out due to the government shutdown and a cautious turn by investors.

The U.S. government shutdown could raise a caution flag for private companies considering a move to the public market for investors.

Klarna made a solid debut on the New York Stock Exchange, with shares of the Swedish buy now, pay later company rising nearly 15%.

Artificial intelligence is transforming call centers by streamlining tasks and improving customer service.

Short-term lender Klarna says more customers are having trouble repaying their “buy now, pay later” loans.

The Consumer Financial Protection Bureau says in a new rule that buy now, pay later lenders are basically credit card providers and must provide the same protections and rights that apply to those lenders.

Sebastian Siemiatkowski is a co-founder and CEO of Klarna, the Sweden-based company that’s one of the world’s biggest providers of buy now, pay later services to customers.

A growing number of American shoppers have jumped at the chance to use “buy now, pay later” loans to pay for new sneakers, electronics, or luxury goods in installments.