It was a picture of a sunrise over a golf course that grabbed our attention this week and we reached out to the person who took it and it led us here to Penney Retirement Community where there's a lot more than meets the eye.

Failure to raise the nation’s debt ceiling, now at $31 trillion, to pay America’s already incurred bills would risk a potential federal default. Retirees and social services groups are already making default contingency plans.